FA in insurance scandal for non-league players

[coach et 64]

FA in insurance scandal for non-league playersI'd be really grateful if you'd take a minute to look at my recent blogpost about the scandalous insurance situation for players who are badly injured in player-on-player incidents.

 

http://mulderrigs.co.uk/...come-on-boys-man-up/

 

Some of you may have followed the case involving Marcus Hallows who was badly injured in an Altrincham -v- Ashton game a while back.

 

Marcus should have received over £30,000.00 in compensation but may end up get nothing. Ashton, on the other hand, face the threat of going out of business because they weren't covered by insurance.

 

All this could have been avoided if the FA had introduced a compulsory insurance scheem, so that all players and all clubs are covered in the event that someone is badfly injured by a dangerous tackle.

 

I've been lobbying the FA to sort this out for over 5 yrs. The Sports Minister agreed with me and asked them to sort it out, and 15 other MPs supported me. But guess what the FA have done.......nothing!

 

I know this is a touchy subject in footy, and I get a lot of nonsense about "ambulance chasing lawyers" and so on.... but it's not about lawyers, it's about injured footballers.

 

I currently represent over 10 lads just like Marcus Hallows...they should get substantial compensation for very serious injuries, but will probably get nothing because the FA have not sorted their insurance arrangements.

 

I would really appreciate your feedback.

 

Paul Mulderrig

[Basil-Don]

yeah great idea so another cost for clubs to pay, all clubs have insurance as it is but their cover is different,the cheaper deals only pay out if a player loses a eye or a limb, if your club is rolling money then you can get cover for a player being of work just expect to pay thousands for such comprehensive cover.

[Jenko]

I disagree. All clubs should have the appropraite insurance to cover players if they get injured. They are playing for the club afterall and so should be covered. I'm covered incase I get sued in my job so why shouldn't football be the same?

 

The FA are full of crap so won't change anything until a situation arrives where they get sued for millions and nearly go out of business.

[The Detective]

I would be interested to know the cost of personal cover if anyone has inquired before.

[Jenko]

For a player to get personal injury cover it would cost about £30-£40 per month. This would pay their salary whilst they couldn't work. In terms of paying out for the actual injury sustained I wouldn't know.

[Eastside Urchin]

compensation,i don't get compensation if a tree falls on me while i am out birdwatching,which is my hobby

Football,is a hobby for many,yes it maybe a sport but its a pasttime.People should just play football and if they get injured then thats the price you pay.

[Basil-Don]

compensation,i don't get compensation if a tree falls on me while i am out birdwatching,which is my hobby

Football,is a hobby for many,yes it maybe a sport but its a pasttime.People should just play football and if they get injured then thats the price you pay.

 

come on Eastside what about the poor lawyers? and the Health and Safety police? they now run the country so they should decide.

[missunderstood]

compensation,i don't get compensation if a tree falls on me while i am out birdwatching,which is my hobby

Football,is a hobby for many,yes it maybe a sport but its a pasttime.People should just play football and if they get injured then thats the price you pay.

 

 

As long as your not trespassing while out birdwatching you could sue the landowner for failing to maintain their land to the required safety standards, so how can it be right for clubs to knowingly employ thuggish players who may seriously injure opposing players and not pay a penny in compensation. I find it difficult to believe that if you get injured in an accident at work through no fault of yours, you wouldn't seek financial redress, so why are you suggesting footballers have lesser rights than you?

[Eastside Urchin]

If you play football thats all you should worry about,about time this country got over the blame culture.

Who says clubs knowingly employ thuggish players,thats just a stupid arguement.

FWIW i broke my ankle two years ago and didn't claim a penny even though i was out of work for over 2 months as i couldn't drive,and it wasn't my fault.

Everyone wants to make a pretty penny nowadays and its about time it stopped.

If i was that skint when i broke my ankle i would of folded envelopes to make ends meet

Players at non league level should play the game for the love of the game,not money but all too often non league players will cite loss of earnings,what earnings,they should have a full time job or be unemployed and play football for enjoyment.If they want to take out private healthcare insurance then that should be down to them.

we will be insuring their fckng cars in the car park next,in case a ball hits them.

what happens if a bolt of lightning comes out the blue,hits a tree and it falls on me,surely the landowner isn't to blame for an act of god.

Its amazing how the bloke writing the letter,seems to be the one who would make the most from any compensation

Edited February 7, 2011 by Eastside Urchin

[missunderstood]

If you play football thats all you should worry about,about time this country got over the blame culture.

Who says clubs knowingly employ thuggish players,thats just a stupid arguement.

FWIW i broke my ankle two years ago and didn't claim a penny even though i was out of work for over 2 months as i couldn't drive,and it wasn't my fault.

Everyone wants to make a pretty penny nowadays and its about time it stopped.

If i was that skint when i broke my ankle i would of folded envelopes to make ends meet

Players at non league level should play the game for the love of the game,not money but all too often non league players will cite loss of earnings,what earnings,they should have a full time job or be unemployed and play football for enjoyment.If they want to take out private healthcare insurance then that should be down to them.

we will be insuring their fckng cars in the car park next,in case a ball hits them.

what happens if a bolt of lightning comes out the blue,hits a tree and it falls on me,surely the landowner isn't to blame for an act of god.

Its amazing how the bloke writing the letter,seems to be the one who would make the most from any compensation

 

 

For years trade unions and others have made sacrifices and fought for proper health and safety regulations, and a safe working environment with proper compensation or punishment for anyone that breaches those rules. Why should football clubs be any different to other businesses in not having appropriate insurance for the employees, and why should non league players be denied their basic employment rights. IMO if clubs cant, or wont get the appropriate employee/public liability insurance they shouldn't by law be allowed to trade.

[Basil-Don]

Misunderstood- Clubs have to have liability insurance but not for injuries to players, the idea that a non league club should draw up the same contract of employment with a player which a company would is nonsensical.

as for the idea that a trade union has ever done a thing to benefit the working man,well...........

[Eastside Urchin]

Football is a sport,firstly.Football clubs at this level are not business' therefore trade union arguments go out the window,it is a different ball game completely

Players should take out separate insurance in case of serious injury,but in non league terms if a player gets injured he should be compensated for loss of earnings if he cannot perform his daytime job.Where do you draw the line,you will have Saturday morning teams suing each other and scams appearing all over the place if this comes in,it's just not practical and could not be policed properly

Professional footballers should be covered as that's actually their career but non league players I am afraid should be playing for the love of the game,personally I believe players playing below the conf sth/nth shouldn't be paid

[Jenko]

Surely Football clubs are companies/businesses? I know some are controlled by charities/commitees etc. If they are taking money on the gate, bar etc then they need to be tax registrated don't they? In that case trading as a company would be more beneficial. Just an opinion and I may be wrong.

[missunderstood]

Football is a sport,firstly.Football clubs at this level are not business' therefore trade union arguments go out the window,it is a different ball game completely

Players should take out separate insurance in case of serious injury,but in non league terms if a player gets injured he should be compensated for loss of earnings if he cannot perform his daytime job.Where do you draw the line,you will have Saturday morning teams suing each other and scams appearing all over the place if this comes in,it's just not practical and could not be policed properly

Professional footballers should be covered as that's actually their career but non league players I am afraid should be playing for the love of the game,personally I believe players playing below the conf sth/nth shouldn't be paid

 

 

Football may have been a working class sport once, but its now become a business dominated by owners with massive egos and much smaller wallets in many cases.

 

Not paying players below the conference may have some merit but we all know that ambitious clubs with a ready supply of brown envelopes will always find a way round the rules, and expecting players to pay for their own insurance would probably mean the loss of many talented players to the non league game.

[Eastside Urchin]

Clubs like Hornchurch are run not to make big losses,believe me,your average business doesn't work like that,no one goes into owning non league clubs and expects to make a profit

[Jenko]

But are they registered businesses/companies? If they are they should be made to abide by certain rules.

[Eastside Urchin]

They are registered as they have to be,because they deal in money,through turnstyles etc.

Problem is,they are not profit making companies,many are run on a shoe string,with most having money pumped into them by individuals.

Anyway,how do you regulate a nasty challenge??? Its one mans word against another and you can't always tell when a challenge is intended to be viscious or not

 

 

[Beachboys]

They are registered as they have to be,because they deal in money,through turnstyles etc.

Problem is,they are not profit making companies,many are run on a shoe string,with most having money pumped into them by individuals.

Anyway,how do you regulate a nasty challenge??? Its one mans word against another and you can't always tell when a challenge is intended to be viscious or not

 

 

 

 

We have player to player insurance !

[Eastside Urchin]

What to cover nicky cowley if he twists an ankle play acting lol

[Basil-Don]

all clubs have insurance but with most the cover is limited it would cost a fortune to have full cover.