Colin Zeal EFM Posted July 4, 2003 Share Posted July 4, 2003 I tried to 'up' my credit limit on one of my credit cards this morning, but they were having none of it. <img src="/forums/images/graemlins/mad.gif" alt="" /> What should I do?? Link to comment Share on other sites More sharing options...
Laz Posted July 4, 2003 Share Posted July 4, 2003 Use Mrs Zeal's card. Link to comment Share on other sites More sharing options...
Colin Zeal EFM Posted July 4, 2003 Author Share Posted July 4, 2003 She hasn't got one. How can I convince them to give me a higher limit?? Link to comment Share on other sites More sharing options...
Stu B Posted July 4, 2003 Share Posted July 4, 2003 Tell them your from St.Albans? Link to comment Share on other sites More sharing options...
EFM The Firm, The Voice Posted July 4, 2003 Share Posted July 4, 2003 Never had a credit card. Get a new one, or a loan, or stop eating sushi and buy cod Link to comment Share on other sites More sharing options...
Webbo MFI Posted July 4, 2003 Share Posted July 4, 2003 pay off your balance? Link to comment Share on other sites More sharing options...
Colin Zeal EFM Posted July 4, 2003 Author Share Posted July 4, 2003 Eating sushi? Chance would be a fine thing. Pay off my balance? Chance would be a fine thing. Link to comment Share on other sites More sharing options...
EFM's Librarian Posted July 4, 2003 Share Posted July 4, 2003 How about telling them that you've just opened a new internet betting account, and you're guaranteed to win loads of money, so you'll be able to pay them back very soon <img src="/forums/images/graemlins/wink.gif" alt="" /> Link to comment Share on other sites More sharing options...
Colin Zeal EFM Posted July 4, 2003 Author Share Posted July 4, 2003 Yeah, thanks for all the serious suggestions, guys. Besides Libro, credit card companies don't want you to pay off the balance. They make their money from all the interest you pay them. Link to comment Share on other sites More sharing options...
EFM's Librarian Posted July 4, 2003 Share Posted July 4, 2003 Can't you just get another card? I had one friend at university who had 7 credit cards, and he managed to default on them all. Link to comment Share on other sites More sharing options...
Colin Zeal EFM Posted July 4, 2003 Author Share Posted July 4, 2003 Hmmm. I could do. Any recommendations?? Link to comment Share on other sites More sharing options...
EFM's Librarian Posted July 4, 2003 Share Posted July 4, 2003 Yes - don't do it! Link to comment Share on other sites More sharing options...
SteveP Posted July 4, 2003 Share Posted July 4, 2003 The answer is to get 1 or 2 other cards, increasing the amount you can borrow. However, you're better off increasing your overdraft as the rate of interest on this isn't so bad. Hope that helps. check egg.com and RBS, I've used both before quite happily. Link to comment Share on other sites More sharing options...
Colin Zeal EFM Posted July 4, 2003 Author Share Posted July 4, 2003 I thought that was a serious suggestion. <img src="/forums/images/graemlins/mad.gif" alt="" /> Link to comment Share on other sites More sharing options...
Laz Posted July 4, 2003 Share Posted July 4, 2003 I get junk mail from these people all the time offering me new credit cards, shall I send them your name, Zealster? Link to comment Share on other sites More sharing options...
Colin Zeal EFM Posted July 4, 2003 Author Share Posted July 4, 2003 Cheers, Steve. I'll give RBS a go!! Tried increasing my overdraft - bank was having none of it!! Link to comment Share on other sites More sharing options...
EFM's Librarian Posted July 4, 2003 Share Posted July 4, 2003 It was, but that doesn't mean I would recommend it. As for companies, I've no idea. What time are you on lunch today? I've got to go to Safeway at some point. EFMTFTV - are you out in town tonight? Link to comment Share on other sites More sharing options...
EFM The Firm, The Voice Posted July 4, 2003 Share Posted July 4, 2003 I'm going to the Collessium in Watford, fancy it? Link to comment Share on other sites More sharing options...
Colin Zeal EFM Posted July 4, 2003 Author Share Posted July 4, 2003 If you want to meet up at lunch, Libro, I'll probably be going about noon. We could go for a beer or something, and you could do Safeway after?? Link to comment Share on other sites More sharing options...
EFM's Librarian Posted July 4, 2003 Share Posted July 4, 2003 No - it's in Watford <img src="/forums/images/graemlins/tongue.gif" alt="" /> Zeal - Laz has a point with those junk mail credit cards. If you phone them up and they refuse, you could shout down the phone "WHY DID YOU SEND ME THE BLOODY THING IF I CAN'T HAVE IT" and then start crying <img src="/forums/images/graemlins/grin.gif" alt="" /> Link to comment Share on other sites More sharing options...
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