Credit Card Scam

[I am Spartacus]

A new Credit Card Scam has come to lightwhich is a little bit different from previous ones and works like this.

 

The people you will recieve a call from will already have your Credit Card Number and home address and telephone number so they are missing 1 vital piece of information so the call will go something like this:

 

"This is (name) and I'm calling from the Security and Fraud Department at VISA (or MASTERCARD). My badge number is 12346. Your card has been flaged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA (or MASTERSCARD)which was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a marketing company based in Arizona?.

 

When you say "No", the caller continues with, "Then we will be issuing a credit to your account . This is a company we have been watching and charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before yoyr next statement, the credit will be sent to (gives you your address), is that correct?"

 

You say "yes". The caller then continues. " I will be starting a Fraud Investigation. If you have any questions, you should call the 1-800 number listed on the back of your card (1-800-VISA)and ask for security. You will need to refer to this Control Number. The caller then gives you a six digit number. "Do you need me to read it again?".

 

Now this is where the scam kicks in.

 

The caller then says, "I need to verify that you are in possesion of your card". They will ask you to turn your card over and look for some numbers".

 

These are the 7 numbers on the back of the card; the first 4 are part of your card number, the next 3 are the security Numbers that verify you are the possesor of the card. These are the numbers you sometimes use to make internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to them. After you tell the caller the 3 numbers , they wiil say"that is correct, I just need to verify that the card has not been lost or stolen, and that you still have the card. Do you have any other questions?" After you say no, the caller then thanks you and states "Do not hesitate to call back if you do" and hangs up.

 

Seems quite safe and you are happy fraud has been stopped but within 20 minutes $497.99 has been taken off your card.

 

If you receive this call thank them and DO NOT give them the 3 numbers instead phone the security number on the back of your card.

 

The real VISA security will never ask you for anything or your card.

[ooh!!bodyform]

thanks for the info joseba

[Uncle Urchin]

Originally Posted By: Joseba

A new Credit Card Scam has come to lightwhich is a little bit different from previous ones and works like this.

The people you will recieve a call from will already have your Credit Card Number and home address and telephone number so they are missing 1 vital piece of information so the call will go something like this:

"This is (name) and I'm calling from the Security and Fraud Department at VISA (or MASTERCARD). My badge number is 12346. Your card has been flaged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA (or MASTERSCARD)which was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a marketing company based in Arizona?.

When you say "No", the caller continues with, "Then we will be issuing a credit to your account . This is a company we have been watching and charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before yoyr next statement, the credit will be sent to (gives you your address), is that correct?"

You say "yes". The caller then continues. " I will be starting a Fraud Investigation. If you have any questions, you should call the 1-800 number listed on the back of your card (1-800-VISA)and ask for security. You will need to refer to this Control Number. The caller then gives you a six digit number. "Do you need me to read it again?".

Now this is where the scam kicks in.

The caller then says, "I need to verify that you are in possesion of your card". They will ask you to turn your card over and look for some numbers".

These are the 7 numbers on the back of the card; the first 4 are part of your card number, the next 3 are the security Numbers that verify you are the possesor of the card. These are the numbers you sometimes use to make internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to them. After you tell the caller the 3 numbers , they wiil say"that is correct, I just need to verify that the card has not been lost or stolen, and that you still have the card. Do you have any other questions?" After you say no, the caller then thanks you and states "Do not hesitate to call back if you do" and hangs up.

Seems quite safe and you are happy fraud has been stopped but within 20 minutes $497.99 has been taken off your card.

If you receive this call thank them and DO NOT give them the 3 numbers instead phone the security number on the back of your card.

The real VISA security will never ask you for anything or your card.

spoilsport.....it was working quite nicely...